Esperance, NY
How exposed is Esperance to wildfire?
USFS's Wildfire Risk to Communities model puts Esperance at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 217 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Esperance at the 10th percentile, close to its 11th-percentile risk score.
Where Esperance's buildings actually sit
62.7% of Esperance's 217 buildings sit in USFS's Direct exposure zone, roughly 136 structures close enough to burnable vegetation for flame contact, not just embers — 37.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Esperance against the rest of the country
Esperance's 27th-percentile standing inside New York outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Esperance ranks 27,992 for wildfire risk (1 is highest) and 24,237 by building count (1 is largest). Within New York alone, it ranks 939 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Esperance and the insurance market
Esperance's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Esperance
Esperance's 62.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 217 counted buildings into the percentiles shown above for Esperance. For more on what direct exposure implies beyond Esperance, see the exposure-zones guide.