Erin, TN
Erin wildfire risk explained
Erin sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 850 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Erin's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Erin's building exposure, zone by zone
74.9% of Erin's 850 buildings sit in USFS's Direct exposure zone, roughly 637 structures close enough to burnable vegetation for flame contact, not just embers — 25.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Erin ranks
Erin scores 49th nationally and 42nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Erin ranks 15,957 for wildfire risk (1 is highest) and 13,161 by building count (1 is largest). Within Tennessee alone, it ranks 292 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Erin
Erin's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Erin
With 74.9% of Erin in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Erin's 15,957-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Erin, see the exposure-zones guide.