Erin, NY
Erin, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Erin at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 259 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Erin's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
259 buildings are counted in Erin, and 86.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Erin ranks
Compare Erin's two percentiles: 70th within New York, only 32nd nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Erin ranks 21,306 for wildfire risk (1 is highest) and 22,860 by building count (1 is largest). Within New York alone, it ranks 385 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Erin
Erin's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Erin (86.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Erin's 21,306-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Erin, see the exposure-zones guide.