Erath, LA
How exposed is Erath to wildfire?
USFS's Wildfire Risk to Communities model puts Erath at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,086 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Erath at the 36th percentile, close to its 33rd-percentile risk score.
What "at risk" means for the buildings here
Only 6.5% of Erath's 1,086 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Erath against the rest of the country
Erath scores 33rd nationally and 32nd within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Erath ranks 21,141 for wildfire risk (1 is highest) and 11,365 by building count (1 is largest). Within Louisiana alone, it ranks 332 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Erath's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.5% of Erath outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Erath's figures come from
Erath's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Erath's dominant minimal exposure actually means, with real examples from across the dataset.