Ephraim, WI
How exposed is Ephraim to wildfire?
Ephraim sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 802 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ephraim's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Ephraim's building exposure, zone by zone
USFS classifies 87.7% of Ephraim's buildings as Direct exposure, higher than its 8.9% Indirect share and far above its 3.5% Minimal share — a profile where 703 structures sit close enough to vegetation that lot clearing matters most.
Ephraim against the rest of the country
Compare Ephraim's two percentiles: 88th within Wisconsin, only 37th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ephraim ranks 19,810 for wildfire risk (1 is highest) and 13,616 by building count (1 is largest). Within Wisconsin alone, it ranks 102 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Ephraim
At the 37th national percentile, Ephraim rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Ephraim (87.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ephraim's 19,810-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ephraim, see the exposure-zones guide.