Eolia, MO
How exposed is Eolia to wildfire?
USFS's Wildfire Risk to Communities model puts Eolia at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 397 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eolia's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Eolia's building exposure, zone by zone
USFS classifies 78.1% of Eolia's buildings as Direct exposure, higher than its 21.9% Indirect share and far above its 0% Minimal share — a profile where 310 structures sit close enough to vegetation that lot clearing matters most.
Eolia against the rest of the country
Eolia scores 64th nationally and 67th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eolia ranks 11,349 for wildfire risk (1 is highest) and 19,268 by building count (1 is largest). Within Missouri alone, it ranks 355 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Eolia and the insurance market
Eolia's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Eolia's 78.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Eolia's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Eolia, see the exposure-zones guide.