Enville, TN
Enville wildfire risk explained
USFS scores Enville at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 198 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Enville's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Where Enville's buildings actually sit
Of Enville's 198 counted buildings, 69.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Enville compares
Enville's risk sits at a similar level relative to Tennessee (48th percentile statewide) as it does nationally (54th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Enville ranks 14,481 for wildfire risk (1 is highest) and 24,941 by building count (1 is largest). Within Tennessee alone, it ranks 262 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Enville's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Enville (69.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Enville's figures come from
Enville's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Enville's dominant direct exposure actually means, with real examples from across the dataset.