Enterprise (Morgan), UT
Enterprise (Morgan) wildfire risk explained
Enterprise (Morgan) sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 332 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Enterprise (Morgan)'s burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Enterprise (Morgan)'s buildings actually sit
USFS classifies 86.5% of Enterprise (Morgan)'s buildings as Direct exposure, higher than its 13.6% Indirect share and far above its 0% Minimal share — a profile where 287 structures sit close enough to vegetation that lot clearing matters most.
Enterprise (Morgan) against the rest of the country
Inside Utah, Enterprise (Morgan) sits at just the 70th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Enterprise (Morgan) ranks 2,121 for wildfire risk (1 is highest) and 20,778 by building count (1 is largest). Within Utah alone, it ranks 96 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Enterprise (Morgan)'s very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 86.5% of Enterprise (Morgan) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Enterprise (Morgan)'s 2,121-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Enterprise (Morgan), see the exposure-zones guide.