Ensley, FL
How exposed is Ensley to wildfire?
Ensley's 11,919 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ensley at the 75th percentile, close to its 71st-percentile risk score.
Ensley's building exposure, zone by zone
Direct exposure dominates in Ensley: 47.8% of its 11,919 buildings, versus 9.7% Indirect and 42.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 11,919 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Ensley against the rest of the country
Ensley's 71st national percentile looks worse in isolation than its 28th ranking inside Florida does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Ensley ranks 9,070 for wildfire risk (1 is highest) and 1,311 by building count (1 is largest). Within Florida alone, it ranks 683 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Ensley's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 47.8% of Ensley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ensley's figures come from
The methodology guide shows exactly how USFS turned 11,919 counted buildings into the percentiles shown above for Ensley. The exposure-zones guide covers what Ensley's dominant direct exposure actually means, with real examples from across the dataset.