Englewood, OH
How exposed is Englewood to wildfire?
USFS's Wildfire Risk to Communities model puts Englewood at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 5,569 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Englewood at the 16th percentile, close to its 14th-percentile risk score.
Englewood's building exposure, zone by zone
USFS puts 51.5% of Englewood's 5,569 buildings in the Indirect exposure zone, versus 11.3% Direct and 37.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 5,569 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Englewood ranks
Compare Englewood's two percentiles: 41st within Ohio, only 14th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Englewood ranks 27,142 for wildfire risk (1 is highest) and 3,093 by building count (1 is largest). Within Ohio alone, it ranks 748 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Englewood and the insurance market
Englewood's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Englewood (51.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Englewood's figures come from
Englewood's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Englewood's dominant indirect exposure actually means, with real examples from across the dataset.