Englewood, NJ
Englewood wildfire risk explained
USFS's Wildfire Risk to Communities model puts Englewood at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,734 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Englewood at the 23rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Englewood's buildings actually sit
Most of Englewood's buildings (66.3% of 6,734) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,734 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Englewood ranks
There's little gap between Englewood's 23rd national percentile and its 11th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Englewood ranks 24,238 for wildfire risk (1 is highest) and 2,570 by building count (1 is largest). Within New Jersey alone, it ranks 625 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Englewood and the insurance market
Englewood's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Englewood
Even with 66.3% of Englewood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Englewood's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Englewood, see the exposure-zones guide.