Englewood Cliffs, NJ
Englewood Cliffs, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Englewood Cliffs at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,170 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Englewood Cliffs at the 25th percentile, close to its 25th-percentile risk score.
Englewood Cliffs's building exposure, zone by zone
89.5% of Englewood Cliffs's 2,170 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.1% Direct and 0.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Englewood Cliffs compares
There's little gap between Englewood Cliffs's 25th national percentile and its 16th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Englewood Cliffs ranks 23,641 for wildfire risk (1 is highest) and 7,020 by building count (1 is largest). Within New Jersey alone, it ranks 589 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Englewood Cliffs and the insurance market
Englewood Cliffs's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Englewood Cliffs (89.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Englewood Cliffs's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Englewood Cliffs, see the exposure-zones guide.