Endicott, NY
Endicott, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Endicott lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,566 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Endicott's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
What "at risk" means for the buildings here
Only 5.2% of Endicott's 4,566 buildings carry Direct exposure and 36.7% carry Indirect; the remaining 58.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Endicott against the rest of the country
Endicott's 28th-percentile standing inside New York outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Endicott ranks 27,864 for wildfire risk (1 is highest) and 3,737 by building count (1 is largest). Within New York alone, it ranks 924 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Endicott and the insurance market
Endicott's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Endicott's 58.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,566 counted buildings into the percentiles shown above for Endicott. For more on what minimal exposure implies beyond Endicott, see the exposure-zones guide.