Enchanted Oaks, TX
Enchanted Oaks wildfire risk explained
USFS's Wildfire Risk to Communities model puts Enchanted Oaks at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 292 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Enchanted Oaks's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Where Enchanted Oaks's buildings actually sit
USFS classifies 86% of Enchanted Oaks's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Enchanted Oaks compares
Enchanted Oaks's 71st national percentile looks worse in isolation than its 34th ranking inside Texas does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Enchanted Oaks ranks 9,119 for wildfire risk (1 is highest) and 21,867 by building count (1 is largest). Within Texas alone, it ranks 1,185 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Enchanted Oaks and the insurance market
Enchanted Oaks's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 86% of buildings rated Minimal exposure, Enchanted Oaks gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 292 counted buildings into the percentiles shown above for Enchanted Oaks. For more on what minimal exposure implies beyond Enchanted Oaks, see the exposure-zones guide.