Encantado, NM
Encantado wildfire risk explained
Out of every US place USFS scores, Encantado lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 129 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Encantado at the 91st percentile, close to its 95th-percentile risk score.
Encantado's building exposure, zone by zone
100% of Encantado's 129 buildings sit in USFS's Direct exposure zone, roughly 129 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Encantado ranks
Encantado's risk sits at a similar level relative to New Mexico (85th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Encantado ranks 1,581 for wildfire risk (1 is highest) and 27,760 by building count (1 is largest). Within New Mexico alone, it ranks 79 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Encantado and the insurance market
Encantado's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Encantado's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Encantado's 1,581-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Encantado, see the exposure-zones guide.