WildfireRiskFinder

Emmett, ID

Emmett wildfire risk explained

Very High
97thpercentile nationally

USFS's Wildfire Risk to Communities model puts Emmett at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,421 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Emmett's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.

What "at risk" means for the buildings here

3,421Total buildings
19.9%Direct exposure
4.7%Indirect exposure
75.5%Minimal exposure

Most of Emmett's buildings (75.5% of 3,421) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.

How Emmett compares

Emmett's risk sits at a similar level relative to Idaho (86th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Emmett ranks 913 for wildfire risk (1 is highest) and 4,883 by building count (1 is largest). Within Idaho alone, it ranks 35 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.

What this risk score means for insurance

Emmett's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Hardening a home in Emmett

With 75.5% of buildings rated Minimal exposure, Emmett gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

More on how this number was built

The methodology guide shows exactly how USFS turned 3,421 counted buildings into the percentiles shown above for Emmett. For more on what minimal exposure implies beyond Emmett, see the exposure-zones guide.