Emma, MO
Emma wildfire risk explained
USFS scores Emma at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 201 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Emma at the 43rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Emma's buildings actually sit
USFS puts 56.2% of Emma's 201 buildings in the Indirect exposure zone, versus 38.3% Direct and 5.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Emma compares
Emma ranks lower within Missouri (16th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Emma ranks 18,467 for wildfire risk (1 is highest) and 24,803 by building count (1 is largest). Within Missouri alone, it ranks 892 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Emma and the insurance market
At the 41st national percentile, Emma rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Emma (56.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Emma's figures come from
Every one of the two percentiles behind Emma's 18,467-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Emma's dominant indirect exposure actually means, with real examples from across the dataset.