Emlyn, KY
Emlyn, KY's wildfire risk, in USFS's own numbers
Emlyn's 286 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Emlyn at the 91st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
50.3% of Emlyn's 286 buildings sit in USFS's Direct exposure zone, roughly 144 structures close enough to burnable vegetation for flame contact, not just embers — 49.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Emlyn ranks
There's little gap between Emlyn's 88th national percentile and its 88th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Emlyn ranks 3,721 for wildfire risk (1 is highest) and 22,004 by building count (1 is largest). Within Kentucky alone, it ranks 69 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Emlyn
At the 88th percentile nationally, Emlyn carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 50.3% of Emlyn in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Emlyn's 3,721-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Emlyn, see the exposure-zones guide.