Eminence, KY
How exposed is Eminence to wildfire?
USFS scores Eminence at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,338 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eminence at the 11th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,338 buildings are counted in Eminence, and 68.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 4% rated Minimal.
How Eminence compares
There's little gap between Eminence's 11th national percentile and its 11th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Eminence ranks 28,167 for wildfire risk (1 is highest) and 9,886 by building count (1 is largest). Within Kentucky alone, it ranks 490 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Eminence and the insurance market
At the 11th national percentile, Eminence rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Eminence's 68.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,338 counted buildings into the percentiles shown above for Eminence. For more on what direct exposure implies beyond Eminence, see the exposure-zones guide.