Eminence, IN
How exposed is Eminence to wildfire?
Eminence sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 133 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eminence at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
133 buildings are counted in Eminence, and 52.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 47.4% rated Minimal.
Eminence against the rest of the country
Compare Eminence's two percentiles: 47th within Indiana, only 7th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Eminence ranks 29,242 for wildfire risk (1 is highest) and 27,575 by building count (1 is largest). Within Indiana alone, it ranks 517 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Eminence
Eminence's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 52.6% of Eminence in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Eminence's figures come from
The methodology guide shows exactly how USFS turned 133 counted buildings into the percentiles shown above for Eminence. The exposure-zones guide covers what Eminence's dominant direct exposure actually means, with real examples from across the dataset.