Emily, MN
How exposed is Emily to wildfire?
Out of every US place USFS scores, Emily lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,338 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Emily at the 47th percentile, close to its 47th-percentile risk score.
Emily's building exposure, zone by zone
Direct exposure dominates in Emily: 90.8% of its 1,338 buildings, versus 6.6% Indirect and 2.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Emily compares
Within Minnesota, Emily ranks higher (70th percentile) than it does nationally (47th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Emily ranks 16,610 for wildfire risk (1 is highest) and 9,888 by building count (1 is largest). Within Minnesota alone, it ranks 274 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Emily
Emily's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 90.8% of Emily in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Emily's figures come from
Every one of the two percentiles behind Emily's 16,610-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Emily's dominant direct exposure actually means, with real examples from across the dataset.