Emerson, GA
Emerson wildfire risk explained
Out of every US place USFS scores, Emerson lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 763 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Emerson at the 63rd percentile, close to its 61st-percentile risk score.
Emerson's building exposure, zone by zone
763 buildings are counted in Emerson, and 66.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Emerson ranks
Emerson ranks lower within Georgia (24th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Emerson ranks 12,221 for wildfire risk (1 is highest) and 13,982 by building count (1 is largest). Within Georgia alone, it ranks 508 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Emerson
At the 61st percentile nationally, Emerson carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Emerson's 66.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Emerson's 12,221-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Emerson, see the exposure-zones guide.