Emerald, WI
Emerald wildfire risk explained
USFS's Wildfire Risk to Communities model puts Emerald at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 139 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Emerald's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Emerald's building exposure, zone by zone
USFS classifies 52.5% of Emerald's buildings as Direct exposure, higher than its 0% Indirect share and far above its 47.5% Minimal share — a profile where 73 structures sit close enough to vegetation that lot clearing matters most.
Where Emerald ranks
Emerald scores 15th nationally and 17th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Emerald ranks 26,807 for wildfire risk (1 is highest) and 27,350 by building count (1 is largest). Within Wisconsin alone, it ranks 673 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Emerald and the insurance market
At the 15th national percentile, Emerald rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Emerald's 52.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Emerald's 26,807-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Emerald, see the exposure-zones guide.