Embarrass, WI
Embarrass, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Embarrass at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 276 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Embarrass's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Embarrass's building exposure, zone by zone
54.7% of Embarrass's 276 buildings sit in USFS's Direct exposure zone, roughly 151 structures close enough to burnable vegetation for flame contact, not just embers — 18.8% fall in the Indirect, ember-only zone and 26.5% are Minimal.
How Embarrass compares
Within Wisconsin, Embarrass ranks higher (46th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Embarrass ranks 23,938 for wildfire risk (1 is highest) and 22,343 by building count (1 is largest). Within Wisconsin alone, it ranks 438 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
At the 24th national percentile, Embarrass rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Embarrass (54.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 276 counted buildings into the percentiles shown above for Embarrass. For more on what direct exposure implies beyond Embarrass, see the exposure-zones guide.