Elyria, OH
Elyria, OH's wildfire risk, in USFS's own numbers
USFS scores Elyria at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 24,651 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elyria at the 26th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Elyria's buildings actually sit
90.4% of Elyria's 24,651 buildings sit in USFS's Minimal exposure zone, with only 9.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 24,651 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Elyria ranks
Compare Elyria's two percentiles: 59th within Ohio, only 26th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elyria ranks 23,393 for wildfire risk (1 is highest) and 518 by building count (1 is largest). Within Ohio alone, it ranks 520 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Elyria and the insurance market
At the 26th national percentile, Elyria rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90.4% of buildings rated Minimal exposure, Elyria gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Elyria's 23,393-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Elyria, see the exposure-zones guide.