Elyria, NE
Elyria, NE's wildfire risk, in USFS's own numbers
USFS scores Elyria at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 70 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elyria's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Elyria's building exposure, zone by zone
Indirect exposure is dominant in Elyria (70% of 70 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30% sit in the Direct zone.
How Elyria compares
There's little gap between Elyria's 75th national percentile and its 78th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elyria ranks 7,946 for wildfire risk (1 is highest) and 30,284 by building count (1 is largest). Within Nebraska alone, it ranks 131 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Elyria carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Elyria
Because 70% of Elyria's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Elyria's figures come from
Every one of the two percentiles behind Elyria's 7,946-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elyria's dominant indirect exposure actually means, with real examples from across the dataset.