Elyria, KS
Elyria wildfire risk explained
USFS scores Elyria at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 138 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elyria's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
What "at risk" means for the buildings here
Elyria rates 62.3% Minimal exposure against just 37.7% Direct and 0% Indirect — of 138 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Elyria compares
Inside Kansas, Elyria sits at just the 7th percentile even though it scores 27th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Elyria ranks 23,065 for wildfire risk (1 is highest) and 27,365 by building count (1 is largest). Within Kansas alone, it ranks 673 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Elyria's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elyria
Elyria's 62.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Elyria's figures come from
Every one of the two percentiles behind Elyria's 23,065-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elyria's dominant minimal exposure actually means, with real examples from across the dataset.