Elwin, IL
Elwin, IL's wildfire risk, in USFS's own numbers
Elwin sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 116 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elwin's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Elwin's building exposure, zone by zone
Elwin rates 84.5% Minimal exposure against just 15.5% Direct and 0% Indirect — of 116 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Elwin against the rest of the country
Compare Elwin's two percentiles: 43rd within Illinois, only 10th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elwin ranks 28,354 for wildfire risk (1 is highest) and 28,350 by building count (1 is largest). Within Illinois alone, it ranks 821 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Elwin
Elwin's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elwin
With 84.5% of buildings rated Minimal exposure, Elwin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Elwin's 28,354-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Elwin, see the exposure-zones guide.