Elverta, CA
How exposed is Elverta to wildfire?
USFS's Wildfire Risk to Communities model puts Elverta at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,937 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elverta at the 88th percentile, close to its 86th-percentile risk score.
Elverta's building exposure, zone by zone
68.6% of Elverta's 2,937 buildings sit in USFS's Direct exposure zone, roughly 2,016 structures close enough to burnable vegetation for flame contact, not just embers — 24.4% fall in the Indirect, ember-only zone and 7% are Minimal.
How Elverta compares
Elverta ranks lower within California (52nd percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Elverta ranks 4,528 for wildfire risk (1 is highest) and 5,534 by building count (1 is largest). Within California alone, it ranks 761 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Elverta
Because Elverta is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
Elverta's 68.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Elverta's figures come from
Elverta's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elverta's dominant direct exposure actually means, with real examples from across the dataset.