Elroy, WI
How exposed is Elroy to wildfire?
USFS scores Elroy at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 850 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elroy at the 34th percentile, close to its 32nd-percentile risk score.
Where Elroy's buildings actually sit
73.5% of Elroy's 850 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Elroy ranks
Compare Elroy's two percentiles: 71st within Wisconsin, only 32nd nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elroy ranks 21,476 for wildfire risk (1 is highest) and 13,164 by building count (1 is largest). Within Wisconsin alone, it ranks 235 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Elroy and the insurance market
At the 32nd national percentile, Elroy rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 73.5% of Elroy's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Elroy's figures come from
Every one of the two percentiles behind Elroy's 21,476-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elroy's dominant indirect exposure actually means, with real examples from across the dataset.