Elrosa, MN
Elrosa wildfire risk explained
USFS scores Elrosa at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 162 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elrosa at the 6th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Elrosa rates 97.5% Minimal exposure against just 2.5% Direct and 0% Indirect — of 162 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Elrosa compares
Elrosa scores 9th nationally and 12th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elrosa ranks 28,776 for wildfire risk (1 is highest) and 26,340 by building count (1 is largest). Within Minnesota alone, it ranks 806 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Elrosa
At the 9th national percentile, Elrosa rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Elrosa
Even with 97.5% of Elrosa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Elrosa's figures come from
Every one of the two percentiles behind Elrosa's 28,776-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elrosa's dominant minimal exposure actually means, with real examples from across the dataset.