Elrod, NC
How exposed is Elrod to wildfire?
Elrod's 295 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elrod at the 82nd percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Elrod: 84.1% of its 295 buildings, versus 15.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Elrod compares
Elrod scores 82nd nationally and 89th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elrod ranks 5,583 for wildfire risk (1 is highest) and 21,765 by building count (1 is largest). Within North Carolina alone, it ranks 84 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Elrod and the insurance market
Elrod's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 84.1% of Elrod in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 295 counted buildings into the percentiles shown above for Elrod. For more on what direct exposure implies beyond Elrod, see the exposure-zones guide.