Eloy, AZ
Eloy, AZ's wildfire risk, in USFS's own numbers
Eloy sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,945 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eloy at the 72nd percentile, close to its 69th-percentile risk score.
Where Eloy's buildings actually sit
USFS classifies 34.8% of Eloy's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 33.5% Direct and 31.7% Indirect — a landscape-level risk rather than a building-by-building one.
Eloy against the rest of the country
Eloy ranks lower within Arizona (32nd percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Eloy ranks 9,788 for wildfire risk (1 is highest) and 3,464 by building count (1 is largest). Within Arizona alone, it ranks 300 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Eloy and the insurance market
Eloy's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Eloy
With 34.8% of buildings rated Minimal exposure, Eloy gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Eloy's figures come from
Eloy's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eloy's dominant minimal exposure actually means, with real examples from across the dataset.