Elohim City, OK
Elohim City, OK's wildfire risk, in USFS's own numbers
Elohim City's 39 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elohim City's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Elohim City: 100% of its 39 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Elohim City ranks
Elohim City's 91st national percentile looks worse in isolation than its 54th ranking inside Oklahoma does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Elohim City ranks 2,716 for wildfire risk (1 is highest) and 31,196 by building count (1 is largest). Within Oklahoma alone, it ranks 384 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Elohim City and the insurance market
Elohim City's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Elohim City
With 100% of Elohim City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Elohim City's figures come from
Elohim City's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elohim City's dominant direct exposure actually means, with real examples from across the dataset.