Elmwood, WI
Elmwood, WI's wildfire risk, in USFS's own numbers
Elmwood's 518 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elmwood at the 22nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Elmwood's building exposure, zone by zone
USFS puts 73.8% of Elmwood's 518 buildings in the Indirect exposure zone, versus 26.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Elmwood ranks
Elmwood's 38th-percentile standing inside Wisconsin outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Elmwood ranks 24,601 for wildfire risk (1 is highest) and 17,062 by building count (1 is largest). Within Wisconsin alone, it ranks 504 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Elmwood
At the 22nd national percentile, Elmwood rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Elmwood's 73.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elmwood's 24,601-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Elmwood, see the exposure-zones guide.