Elmira, MO
Elmira, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elmira lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 38 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elmira at the 71st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Elmira's buildings actually sit
Direct exposure dominates in Elmira: 63.2% of its 38 buildings, versus 36.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Elmira against the rest of the country
There's little gap between Elmira's 70th national percentile and its 81st percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elmira ranks 9,613 for wildfire risk (1 is highest) and 31,209 by building count (1 is largest). Within Missouri alone, it ranks 199 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Elmira
At the 70th percentile nationally, Elmira carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 63.2% of Elmira in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Elmira's figures come from
Every one of the two percentiles behind Elmira's 9,613-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elmira's dominant direct exposure actually means, with real examples from across the dataset.