Elmer, NJ
Elmer, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elmer lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 825 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elmer's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
What "at risk" means for the buildings here
USFS puts 68.6% of Elmer's 825 buildings in the Indirect exposure zone, versus 31.3% Direct and 0.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Elmer ranks
There's little gap between Elmer's 59th national percentile and its 68th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elmer ranks 12,921 for wildfire risk (1 is highest) and 13,396 by building count (1 is largest). Within New Jersey alone, it ranks 222 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Elmer
Elmer's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 68.6% of Elmer's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elmer's 12,921-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Elmer, see the exposure-zones guide.