Elmer, MO
Elmer, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elmer lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 95 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elmer at the 59th percentile, close to its 57th-percentile risk score.
Elmer's building exposure, zone by zone
Most of Elmer's buildings (70.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Elmer compares
Elmer's risk sits at a similar level relative to Missouri (46th percentile statewide) as it does nationally (57th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Elmer ranks 13,648 for wildfire risk (1 is highest) and 29,274 by building count (1 is largest). Within Missouri alone, it ranks 569 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Elmer and the insurance market
Elmer's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Elmer
With ember exposure the dominant pattern in Elmer (70.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Elmer's figures come from
Every one of the two percentiles behind Elmer's 13,648-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elmer's dominant indirect exposure actually means, with real examples from across the dataset.