Elm Hall, MI
Elm Hall, MI's wildfire risk, in USFS's own numbers
Elm Hall's 234 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elm Hall at the 17th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Elm Hall's buildings actually sit
USFS classifies 57.3% of Elm Hall's buildings as Direct exposure, higher than its 0% Indirect share and far above its 42.7% Minimal share — a profile where 134 structures sit close enough to vegetation that lot clearing matters most.
Where Elm Hall ranks
Within Michigan, Elm Hall ranks higher (60th percentile) than it does nationally (18th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Elm Hall ranks 25,942 for wildfire risk (1 is highest) and 23,668 by building count (1 is largest). Within Michigan alone, it ranks 298 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Elm Hall and the insurance market
Elm Hall's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elm Hall
With 57.3% of Elm Hall in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 234 counted buildings into the percentiles shown above for Elm Hall. For more on what direct exposure implies beyond Elm Hall, see the exposure-zones guide.