Elm Grove, WI
Elm Grove, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elm Grove lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,319 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elm Grove at the 27th percentile, close to its 23rd-percentile risk score.
Elm Grove's building exposure, zone by zone
Most of Elm Grove's buildings (54.3% of 2,319) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Elm Grove against the rest of the country
Within Wisconsin, Elm Grove ranks higher (40th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Elm Grove ranks 24,379 for wildfire risk (1 is highest) and 6,665 by building count (1 is largest). Within Wisconsin alone, it ranks 481 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Elm Grove and the insurance market
At the 23rd national percentile, Elm Grove rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Elm Grove's 54.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Elm Grove's 24,379-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Elm Grove, see the exposure-zones guide.