Elm Grove, OK
Elm Grove wildfire risk explained
Elm Grove's 187 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elm Grove at the 97th percentile, close to its 95th-percentile risk score.
Elm Grove's building exposure, zone by zone
Of Elm Grove's 187 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Elm Grove ranks
There's little gap between Elm Grove's 95th national percentile and its 81st percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elm Grove ranks 1,490 for wildfire risk (1 is highest) and 25,362 by building count (1 is largest). Within Oklahoma alone, it ranks 160 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Elm Grove
At the 95th percentile nationally, Elm Grove carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Elm Grove in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 187 counted buildings into the percentiles shown above for Elm Grove. For more on what direct exposure implies beyond Elm Grove, see the exposure-zones guide.