Ellsinore, MO
How exposed is Ellsinore to wildfire?
Out of every US place USFS scores, Ellsinore lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 316 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ellsinore's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
50.6% of Ellsinore's 316 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Ellsinore compares
Ellsinore scores 71st nationally and 83rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ellsinore ranks 9,266 for wildfire risk (1 is highest) and 21,213 by building count (1 is largest). Within Missouri alone, it ranks 181 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Ellsinore and the insurance market
At the 71st percentile nationally, Ellsinore carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Ellsinore's 50.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Ellsinore's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Ellsinore, see the exposure-zones guide.