Ellisville, IL
How exposed is Ellisville to wildfire?
USFS's Wildfire Risk to Communities model puts Ellisville at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 104 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ellisville's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
USFS puts 88.5% of Ellisville's 104 buildings in the Indirect exposure zone, versus 11.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Ellisville against the rest of the country
Compare Ellisville's two percentiles: 69th within Illinois, only 24th nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ellisville ranks 23,978 for wildfire risk (1 is highest) and 28,839 by building count (1 is largest). Within Illinois alone, it ranks 446 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Ellisville's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 88.5% of Ellisville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Ellisville's figures come from
Every one of the two percentiles behind Ellisville's 23,978-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ellisville's dominant indirect exposure actually means, with real examples from across the dataset.