Ellicott, CO
Ellicott, CO's wildfire risk, in USFS's own numbers
Ellicott sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,063 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ellicott's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Where Ellicott's buildings actually sit
1,063 buildings are counted in Ellicott, and 98.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Ellicott against the rest of the country
Ellicott ranks lower within Colorado (74th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ellicott ranks 3,271 for wildfire risk (1 is highest) and 11,502 by building count (1 is largest). Within Colorado alone, it ranks 123 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Ellicott and the insurance market
Ellicott's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Ellicott (98.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,063 counted buildings into the percentiles shown above for Ellicott. For more on what direct exposure implies beyond Ellicott, see the exposure-zones guide.