Ellettsville, IN
Ellettsville, IN's wildfire risk, in USFS's own numbers
USFS scores Ellettsville at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 3,074 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ellettsville's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Ellettsville: 52.1% of its 3,074 buildings, versus 47.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Ellettsville compares
Within Indiana, Ellettsville ranks higher (75th percentile) than it does nationally (18th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ellettsville ranks 25,804 for wildfire risk (1 is highest) and 5,318 by building count (1 is largest). Within Indiana alone, it ranks 239 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Ellettsville
Ellettsville's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 52.1% of Ellettsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ellettsville's figures come from
Ellettsville's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ellettsville's dominant direct exposure actually means, with real examples from across the dataset.