Elkton, VA
Elkton, VA's wildfire risk, in USFS's own numbers
USFS scores Elkton at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,484 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elkton's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
What "at risk" means for the buildings here
Most of Elkton's buildings (70%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Elkton against the rest of the country
Elkton scores 64th nationally and 74th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elkton ranks 11,422 for wildfire risk (1 is highest) and 9,232 by building count (1 is largest). Within Virginia alone, it ranks 180 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Elkton
Elkton's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Elkton
Because 70% of Elkton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Elkton's figures come from
The methodology guide shows exactly how USFS turned 1,484 counted buildings into the percentiles shown above for Elkton. The exposure-zones guide covers what Elkton's dominant indirect exposure actually means, with real examples from across the dataset.