Elkton, TN
How exposed is Elkton to wildfire?
USFS scores Elkton at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 458 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elkton at the 33rd percentile, close to its 31st-percentile risk score.
Elkton's building exposure, zone by zone
Direct exposure dominates in Elkton: 79.3% of its 458 buildings, versus 20.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Elkton compares
Elkton scores 31st nationally and 19th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Elkton ranks 21,854 for wildfire risk (1 is highest) and 18,115 by building count (1 is largest). Within Tennessee alone, it ranks 406 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Elkton
Elkton's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elkton
Elkton's 79.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Elkton's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Elkton, see the exposure-zones guide.