Elkton, MD
Elkton, MD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elkton lands at the 40th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 4,573 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Elkton at the 40th percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
4,573 buildings are counted in Elkton, and 56.6% of them are Indirect exposure — ember-driven risk rather than the 28.2% in Direct exposure or the 15.2% rated Minimal.
How Elkton compares
Compare Elkton's two percentiles: 58th within Maryland, only 40th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Elkton ranks 18,937 for wildfire risk (1 is highest) and 3,729 by building count (1 is largest). Within Maryland alone, it ranks 222 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Elkton
Elkton's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Elkton
Because 56.6% of Elkton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Elkton's figures come from
Elkton's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elkton's dominant indirect exposure actually means, with real examples from across the dataset.