Elkridge, MD
Elkridge, MD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Elkridge lands at the 23rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 5,358 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Elkridge at the 23rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Elkridge's building exposure, zone by zone
Most of Elkridge's buildings (53.2% of 5,358) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,358 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Elkridge compares
There's little gap between Elkridge's 23rd national percentile and its 33rd percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Elkridge ranks 24,198 for wildfire risk (1 is highest) and 3,218 by building count (1 is largest). Within Maryland alone, it ranks 355 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Elkridge and the insurance market
At the 23rd national percentile, Elkridge rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 53.2% of buildings rated Minimal exposure, Elkridge gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Elkridge's figures come from
Every one of the two percentiles behind Elkridge's 24,198-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Elkridge's dominant minimal exposure actually means, with real examples from across the dataset.