Elkport, IA
Elkport wildfire risk explained
USFS's Wildfire Risk to Communities model puts Elkport at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 35 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Elkport's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Elkport's buildings actually sit
35 buildings are counted in Elkport, and 74.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Elkport compares
Elkport's risk sits at a similar level relative to Iowa (49th percentile statewide) as it does nationally (34th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Elkport ranks 20,888 for wildfire risk (1 is highest) and 31,271 by building count (1 is largest). Within Iowa alone, it ranks 522 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Elkport's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Elkport (74.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Elkport's figures come from
Elkport's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Elkport's dominant direct exposure actually means, with real examples from across the dataset.